My payments are securely processed through Paypal or Stripe. I do not retain any financial details, only which system was used - Paypal or Stripe. Major credit and debit cards can be processed without a Paypal account being required - just select the option "Check Out - Pay without a Paypal Account" or "Pay with credit or debit card".
Paypal initially presents a screen which gives the only alternative option as "Create a Paypal Account". If you wish to pay with a credit or debit card please click the blue statement below "Cancel and return to Frances Sullivan" go back to the "Confirm & Pay" checkout button and try again. This time Paypal should present the "Pay with Credit or Debit Card" alternative. Many thanks for your patience and perserverance.
I have now installed Stripe to make paying with credit and debit cards easier. Stripe recommends that their site is only used by those aged 13 and over.